A problem loan can be successful via the Smava credit portal. Many providers are shown with a large loan comparison provided by Smava.
Particularly low-interest offers as well as loans in difficult cases are listed there. However, the interest rate level could be higher than with a regular loan. Car financing could also succeed if a car loan is sought despite a negative credit rating. Despite Schufa, the extra loan can be applied for by Essen Bank. The bank has a lot of experience, especially in difficult situations. That of Essen Bank is also often asked for by brokers. The two market leaders Smava and Auxmoney also offer an opportunity to provide auto financing despite a negative credit rating. Here private investors lend money to loan seekers. The loan request is spread across many donors. Auxmoney shows a similar system, but requires lower conditions. But the interest rate is higher than that of Smava. A special car loan can be applied for at both credit portals with the deposit of the vehicle registration document. With a large brand-linked car dealer, car buyers with a negative credit rating do not need to ask for car financing. These only take customers with a perfect credit rating. Banks also do not provide auto financing with this constellation. Banks want sufficient income that is above the garnishment exemption limit. Customers who have a fixed and permanent employment contract. To do this, the Schufa must be clean. Financing could possibly take place at a free car dealer, but mostly only if a down payment of more than 50% of the purchase price can be made. Here again we would like to refer to the credit portals that offer the so-called P2P credit. If the creditworthiness is poor, auto financing also depends on how the creditworthiness looks in detail. This can be a negative Schufa entry, but the income can still be described as very good. But there can be a positive Schufa and business car finance no credit the income is weak. If the negative Schufa comes from an oath of disclosure or a garnishment of wages, then no car financing will take place. If the Schufa is bad but the income is high enough, a loan from abroad can be an option. To do this, the borrower must have a good income and a permanent position, which is not limited. However, the loan from abroad is only granted in the amount of a small loan. The maximum loan amount is 7500 euros. If you want this loan amount, you have to prove that you have been employed for 48 months. The net income here is 1,800 euros per month. Comments are closed.
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May 2020
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